Udyami Yojana is a government scheme (mainly in Bihar and some other states like UP) that provides financial support and training to youth and women to start their own businesses.
The scheme aims to promote self-employment in Bihar by supporting youth, women, and marginalised groups to start their own businesses, reduce unemployment, and boost local industries.
Key Benefits:
- Up to ₹10 lakh support (₹5 lakh subsidy + ₹5 lakh interest-free loan).
- No collateral required.
- Free training & Entrepreneurship Development Program (EDP).
- Special reservation for women, SC/ST, OBC, and minorities.
- Employment generation and mentorship support.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Age Limit | 21 to 40 years |
| Education | Minimum 8th pass (or equivalent) |
| Skill Training | Must have a Skill training/EDP Certificate from a recognized institute |
| Residency | Permanent resident of Bihar (or respective state for state-specific schemes) |
| Category Preference | Special focus on SC/ST, OBC, minorities, and women applicants |
| Bank Account | Applicant must have an active bank account in their own name |
| Other Conditions | Should not have availed benefits from similar subsidy/loan schemes earlier |
| Business Plan | Must submit a viable business/project plan |
Documents Required
Applicants need to upload the following documents while applying online:
- Identity Proof: Aadhaar Card, PAN Card
- Address Proof: Ration Card, Voter ID, or Utility Bill
- Age & Educational Proof: Birth certificate / school certificate (minimum 8th pass)
- Caste Certificate: For SC/ST/OBC/minority applicants
- Income Certificate: Issued by competent authority
- Skill Training Certificate: From recognized institute/EDP program
- Bank Account Details: Passbook copy with IFSC code
- Business Plan / Project Report: Clear description of proposed business
- Passport-size Photographs: Recent photos for verification
Official Bihar Government Portals
Here are the official Bihar government portals for Udyami Yojna (Entrepreneurship Schemes):
The primary portal for online registration, application, updates, and beneficiary tracking under various Bihar Udyami Yojana programs, including Mukhyamantri Yojana and Bihar Laghu Udyami Yojana.
Department of Industries, Bihar
Provides industry-related schemes, beneficiary lists, and departmental notifications related to entrepreneurship and small businesses.
Mukhyamantri Udyami Yojana on MyScheme Portal
Aggregated official information about the Mukhyamantri Udyami Yojana and support for youth entrepreneurship by Bihar government.
Mahila Kalyan Vibhag (Women Welfare Dept)
Though UP domain is linked with Bihar women entrepreneur welfare schemes, which sometimes extends to Udyami schemes for women in Bihar.
These portals are the authoritative online resources for applying to, checking eligibility for, tracking, and receiving updates for Udyami-related schemes in Bihar.
How to Apply for Mukhyamantri Yuva Udyami Yojana?
This scheme is a golden opportunity for young people in Bihar (ages 21–40) who dream of starting their own business but are held back by lack of funds.
Through this program, the government offers interest-free loans up to ₹5 lakh (and further support in later stages) to help you launch your entrepreneurial journey. Here’s exactly how you can apply:
Step 1. Check Your Eligibility
Make sure you meet the basic requirements:
- Age between 21 and 40 years.
- Minimum 8th pass educational qualification.
- Preferably have a skill training certificate (not mandatory, but beneficial).
- Must be a resident of Bihar.
- Should not have already taken loans under other government subsidy schemes.
Step 2. Gather All Required Documents
Before starting the application, collect the necessary documents such as Aadhaar, PAN, caste & income certificates, bank account details, educational proof, and most importantly a project/business plan.
Having everything ready will make your online application smooth.
Step 3. Prepare Your Business Plan (Project Report)
This is one of the most important requirements.
You need to create a simple and clear project report that describes your business idea, expected investment, and how you plan to run it. The government portal also provides examples/templates to guide you.
Step 4. Register on the Official Portal
- Visit the official website at udyami.bihar.gov.in.
- Click on “New User Registration”.
- Select the scheme (Mukhyamantri Yuva Udyami Vikas Abhiyan).
- Enter your Aadhaar number, verify with OTP, and complete your registration.
Step 5. Fill in the Online Application Form
Log in with your user ID and password. Enter details like:
- Personal information (name, DOB, contact details).
- Educational and training background.
- Business sector and proposed project.
- Upload all scanned documents (in PDF/JPEG format).
Step 6. Submit and Track Your Application
After submitting, you’ll receive an acknowledgement. Your application will go through verification and computerised selection. If selected, you’ll be notified for the loan disbursement process.
Step 7. Complete Loan Process & Training
Once selected:
- First installment of the loan (up to ₹5 lakh) will be released without interest.
- You’ll also be enrolled in an Entrepreneurship Development Training (EDP).
- After proper utilisation and repayment of the first stage, you may qualify for higher loan amounts in the next phases.
Selection & Fund Disbursement Process
Once the application is submitted, the government verifies all details and documents to ensure eligibility. After verification, candidates are selected through a computerized lottery system, which makes the process fair and transparent.
Those who are chosen receive official confirmation via the portal, SMS, or email along with details of the sanctioned amount.
The approved loan, up to ₹5 lakh in the first phase, is transferred directly to the applicant’s bank account as a mix of subsidy and interest-free loan, with no collateral required.
Beneficiaries must then upload a utilization certificate on the official portal to confirm proper use of the funds.
On successful repayment and compliance, they become eligible for additional support in the next phases, and the government continues to provide monitoring and mentorship to help sustain the business.
Latest Announcements & Deadlines (2025)
- The Bihar government has announced a major update giving ₹2 lakh financial assistance to 94 lakh poor families under the Laghu Udyami Yojana starting in 2025. This is a one-time grant aimed at promoting self-employment and economic upliftment of weaker sections.
- The scheme targets economically weaker families across all communities (General, OBC, SC, ST, Muslim), providing direct benefit transfer without intermediaries for transparency and speed.
- Earlier payments used to be disbursed in instalments, but now the full amount is released at once to empower beneficiaries immediately.
- The application process for 2025-26 is expected to start soon; until then, applicants are advised to keep their documents ready. The official portal for application is udyami.bihar.gov.in.
- Selection includes computerised randomisation and document verification to identify eligible beneficiaries.
- Apart from financial aid, beneficiaries receive training to help successful implementation of their businesses.
- For current applicants, the first instalment of ₹50,000 has been issued, with subsequent disbursements pending.
- Complete details, application links, and beneficiary lists are updated regularly on the official Bihar Udyami portal and associated government sites.
This makes Bihar’s Udyami Yojana one of the largest financial assistance and entrepreneurship promotion programs of 2025 in the state.
Related Schemes You Should Know
Along with the Mukhyamantri Udyami Yojana, there are several other government initiatives that support young entrepreneurs and small businesses in Bihar and across India. Knowing about these can help you explore more opportunities for funding and growth.
Pradhan Mantri Employment Generation Programme (PMEGP)
A central government scheme that provides subsidies on loans for setting up micro and small enterprises in the manufacturing and service sectors.
Startup India Scheme
A national initiative that supports startups through tax benefits, funding opportunities, mentorship, and easier compliance norms.
Stand-Up India Scheme
Designed to encourage women and SC/ST entrepreneurs by providing bank loans between ₹10 lakh and ₹1 crore for setting up greenfield enterprises.
MUDRA Yojana (Pradhan Mantri Mudra Loan Scheme)
Offers collateral-free loans up to ₹10 lakh for micro and small businesses under three categories: Shishu, Kishor, and Tarun.
State-Specific MSME Schemes
States like Uttar Pradesh, Madhya Pradesh, and Jharkhand also run youth-focused or small business support schemes similar to Bihar’s Yojana.
How to Get Help & Support
For any queries related to the Mukhyamantri Yojana, applicants can visit the official portals udyami.bihar.gov.in and udyamiuser.bihar.gov.in for updates, application status, and document uploads.
Help is also available through the Department of Industries, Government of Bihar, where nodal officer contact details and helpline numbers are provided on the portal. Applicants can also use the grievance section online to resolve specific issues.
