Launched in 2017 and revised in 2022 as PMMVY 2.0, the scheme provides financial support.
To ensure safe motherhood, proper nutrition, and reduced maternal and infant mortality for pregnant women and lactating mothers.
The scheme offers ₹5,000 in three installments, linked to pregnancy registration, antenatal check-ups, and post-delivery with child immunization.
In some states, when combined with Janani Suraksha Yojana (JSY), the total benefit can be up to ₹6,000. The amount is directly credited to the beneficiary’s bank account.
Benefits
- Financial Relief: Helps mothers meet basic expenses during pregnancy and after childbirth.
- Improved Nutrition: Enables women to consume nutritious food and take proper rest without financial stress.
- Better Healthcare Access: Encourages early registration, regular health check-ups, and institutional deliveries.
- Reduction in Mortality Rates: Supports the goal of lowering maternal and infant deaths.
- Empowerment of Women: Recognizes women’s health needs and reduces financial dependency during maternity.
Eligibility Criteria
| Criteria | Details |
|---|---|
| Beneficiaries | Pregnant women and lactating mothers |
| Child condition | For the first living child (any gender) For the second living child (only if a girl) |
| Age limit | 19 years and above |
| Citizenship | Must be a resident of India |
| Employment type | Available for both working and non-working women (excluding government employees) |
| Exclusions | Women employed in the Central/State Government or PSUs who already receive maternity benefits |
Required Documents
- Aadhaar card of the applicant (mandatory)
- Identity proof (PAN card, Voter ID, etc.)
- Bank account details (passbook/account number & IFSC code)
- Pregnancy-related medical card or certificate
- Childbirth certificate (for later installments)
- Address proof (ration card, electricity bill, etc.)
- Passport-size photographs
Husband’s Aadhaar is not mandatory, though some states may request it for verification.
Application Process
Online (for digital users):
Step 1. Visit the official PMMVY website and go to the Citizen Login section.
Step 2. Register with your mobile number and basic details (state, district, block, village, etc.).
Step 3. Log in using User ID, password, and captcha.
Step 4. Go to the Data Entry → Beneficiary Registration tab.
Step 5. Fill in personal and pregnancy details.
Step 6. Select whether applying for the first child or the second girl child.
Step 7. Submit the application online.
Offline (common in rural areas): Visit the nearest Anganwadi Centre (AWC) or government health facility. Submit forms with required documents for registration and claim installments.
Challenges in Implementation
- Lack of awareness in rural and remote areas
- Delays in fund disbursement to beneficiaries
- Complicated documentation process
- Limited digital access for online registration
- Overlap with state maternity schemes causing confusion
- Low coverage, only about one-third of eligible women fully receive benefits
Impact of the Scheme
PMMVY has encouraged early pregnancy registration and antenatal care, increased institutional deliveries, and better rest and nutrition for mothers.
While the scheme has contributed to lowering maternal and infant mortality, challenges like delayed payments and partial coverage remain.
Strengthening implementation and awareness can further improve maternal and child health outcomes.
Frequently Asked Questions (FAQs)
Is Pmmvy Available After a Miscarriage or Stillbirth?
Yes, benefits can be claimed again until the birth of the first living child.
Can it Be Combined with Other Maternity Schemes?
Yes, but duplication of Central Government maternity benefits is not allowed. State-level benefits may still apply.
How Long Does it Take to Receive Payment?
Usually within 30–60 days after approval, though delays are common.
Is Aadhaar Mandatory For PMMVY?
Yes, Aadhaar is compulsory for the beneficiary.
How to Check Application Status?
Through the official PMMVY website or by visiting the nearest Anganwadi/health centre.
